Quantum Fin

One price per business type

A solo susu collector and a licensed Microfinance Bank aren’t the same size of business — the subscription reflects that. Every plan gets the full product; no feature is held back by tier.

How it starts

No signup fee for credit unions, microcredit and susu businesses. Susu and microcredit start with a 14-day free trial; credit unions get 30 days or 50 members, whichever comes first. Susu and microcredit businesses can then stay on a free plan with a member cap, or upgrade to remove it. Banks (Microfinance Banks and Community Banks) pay a one-time implementation fee covering data migration, team training and setup, and get a 30-day free trial once it is paid.

Microfinance Bank (MFB)

Licensed deposit-taking institution serving MSMEs, groups, and individuals — the category Savings & Loans Companies and Micro-Credit Companies transition into.

GHS 500/mo

Or GHS 5,000/yr — pay for 10 months, get 12.

Plus a one-time GHS 12,000 implementation fee

Get started
Community Bank (CB)

Licensed deposit-taking institution integrating a local community — rural or urban — into the financial system.

GHS 350/mo

Or GHS 3,500/yr — pay for 10 months, get 12.

Plus a one-time GHS 12,000 implementation fee

Get started
Credit Union (CU)

Member-owned cooperative offering savings and credit — Bank of Ghana licenses Credit Unions once total assets reach GHS 60,000,000.

Free for 30 days or 50 members — whichever comes first
GHS 300/mo

Or GHS 3,000/yr — pay for 10 months, get 12.

No signup fee · optional assisted setup GHS 1,000

Over 100 members: GHS 3,000 one-time setup, then GHS 350/mo.

Get started
Last-Mile Provider — Microcredit

Micro-credit enterprise or smaller credit union operating under delegated/self-supervision, not Bank of Ghana-licensed.

Free for up to 30 members
GHS 150/mo

Or GHS 1,500/yr — pay for 10 months, get 12.

No signup fee · optional assisted setup GHS 500

Get started
Last-Mile Provider — Susu

Susu collector, ROSCA, or VSLA operating under delegated/self-supervision, not Bank of Ghana-licensed.

Free for up to 50 members
GHS 100/mo

Or GHS 1,000/yr — pay for 10 months, get 12.

No signup fee · optional assisted setup GHS 500

Get started
Optional add-ons for susu collectors

Everything above works without them. Add only what your collectors need, per month or per year (a year costs ten months).

Offline collector mode
GHS 50/mo
or GHS 500/yr

Record collections with no signal; they sync automatically when the phone is back online.

WhatsApp receipts
GHS 70/mo
or GHS 700/yr

After each collection, one tap opens WhatsApp with the receipt written out, ready to send.

SMS receipts & reminders
GHS 100/mo
or GHS 1,000/yr

Members get a text when they pay and when a payment is due. Message credits are billed separately.

Prices are in GHS. Pay monthly by card (renews automatically), or prepay a month or a year with Mobile Money or card. Category is chosen at signup and can’t be changed after — pick whichever matches how your business is actually licensed or operates today.